/* Identite ZBK Finance : bordeaux et or, comme l'application d'origine */
:root{--bg:#1C0B12;--bg2:#30151F;--card:#2A121C;--line:#4D2838;--tx:#F6EBD6;--mut:#CDBBA0;--brand:#E8B84B;--brand-d:#D2A245;--brand-l:#3B1E2A;--on:#1C0B12;--bad:#FF9C92;--ok:#86DDA0;--inp:#160810;--inpb:#7A4A5E;
--font:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,"PingFang SC","Microsoft YaHei","Noto Sans SC",sans-serif}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:radial-gradient(1200px 600px at 50% -10%,var(--bg2),var(--bg));background-color:var(--bg);color:var(--tx);font:16px/1.55 var(--font);min-height:100vh}
a{color:var(--brand)}a:hover{color:#F4D27E}
h1,h2,h3{margin:0;line-height:1.18}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
header.top{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px;padding:16px 0}
.logo{display:flex;align-items:center;gap:12px;font-weight:800;font-size:20px;color:var(--tx);text-decoration:none}
.logo img{width:54px;height:54px;border-radius:14px;display:block}
nav.main{display:flex;flex-wrap:wrap;align-items:center;gap:20px}
nav.main a{color:var(--tx);text-decoration:none}nav.main a:hover{color:var(--brand)}
nav.main a.btn{color:var(--on)}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:0 22px;border-radius:10px;border:1px solid var(--brand);background:var(--brand);color:var(--on);text-decoration:none;font:inherit;font-weight:700;cursor:pointer}
.btn:hover{background:#F4D27E;border-color:#F4D27E;color:var(--on)}
.btn.ghost{background:transparent;color:var(--brand)}.btn.ghost:hover{background:var(--brand-l);color:#F4D27E}
.btn:disabled{opacity:.55;cursor:not-allowed}
.langsel{min-height:40px;border:1px solid var(--inpb);border-radius:8px;padding:0 10px;font:inherit;background:var(--inp);color:var(--tx);cursor:pointer}
.topbar{display:flex;justify-content:space-between;align-items:center;width:100%;max-width:600px;margin-bottom:20px;gap:12px}
.hero{padding:44px 0 28px;max-width:800px}
.hero h1{font-size:clamp(32px,6vw,54px);letter-spacing:-.01em}
.hero p{font-size:20px;color:var(--mut);margin:18px 0 0}
.row{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}
.pills{display:flex;flex-wrap:wrap;gap:8px;margin-top:26px;align-items:center;color:var(--mut);font-size:14px}
.pill{padding:4px 12px;border-radius:999px;background:var(--card);border:1px solid var(--line);color:var(--tx)}
section.blk{padding:34px 0}
section.blk h2{font-size:30px;margin-bottom:8px}
.sub{color:var(--mut);margin:0 0 22px}
.grid{display:flex;flex-wrap:wrap;gap:16px}
.card{flex:1 1 300px;background:var(--card);border:1px solid var(--line);border-radius:14px;padding:24px}
.card h3{font-size:18px;margin-bottom:6px;color:var(--brand)}.card p{margin:0;color:var(--mut)}
.plans{display:flex;flex-wrap:wrap;gap:20px;align-items:stretch}
.plan{flex:1 1 340px;background:var(--card);border:1px solid var(--line);border-radius:16px;padding:28px;display:flex;flex-direction:column;gap:14px}
.plan.pro{border:2px solid var(--brand);background:linear-gradient(180deg,#3A1A27,var(--card))}
.plan .price b{font-size:44px;color:var(--brand)}.plan .price span{color:var(--mut)}
.plan ul{margin:0;padding-left:20px;display:flex;flex-direction:column;gap:6px}
.plan .btn{margin-top:auto}
.badge{background:var(--brand);color:var(--on);border-radius:999px;padding:1px 10px;font-size:12px;font-weight:700;margin-left:8px}
footer.bot{padding:32px 0;color:var(--mut);font-size:14px;display:flex;flex-wrap:wrap;gap:16px;justify-content:space-between;border-top:1px solid var(--line);margin-top:20px}
footer.bot nav{display:flex;gap:20px}
/* formulaires */
.center{min-height:100vh;display:flex;flex-direction:column;align-items:center;padding:24px 16px}
.panel{width:100%;max-width:600px;background:var(--card);border:1px solid var(--line);border-radius:16px;padding:30px;display:flex;flex-direction:column;gap:16px}
.panel h1{font-size:28px;color:var(--brand)}.panel p{margin:0;color:var(--mut)}
.panel.legal{max-width:820px;gap:12px}
.panel.legal h2{font-size:19px;margin-top:14px;color:var(--brand)}
.panel.legal p,.panel.legal li{color:var(--tx);margin:0}
.panel.legal ul{margin:0;padding-left:20px;display:flex;flex-direction:column;gap:4px}
.steps{width:100%;max-width:600px;display:flex;gap:8px;font-size:14px;color:var(--mut);margin-bottom:14px;flex-wrap:wrap}
.steps b{color:var(--brand)}
.l{display:block;font-size:14px;font-weight:700;margin-bottom:6px}
input[type=text],input[type=email],input[type=tel],input[type=password],input[type=file],select{width:100%;min-height:46px;border:1px solid var(--inpb);border-radius:8px;padding:0 14px;font:inherit;background:var(--inp);color:var(--tx)}
input::placeholder{color:#8F7A82}
input[type=file]{padding:9px 12px}
input:focus,select:focus,.btn:focus-visible,a:focus-visible{outline:3px solid #F4D27E;outline-offset:2px;border-color:var(--brand)}
.two{display:flex;flex-wrap:wrap;gap:12px}.two>div{flex:1 1 220px}
.help{font-size:13px;color:var(--mut);margin-top:4px;min-height:19px}
.help.ok{color:var(--ok)}.help.bad{color:var(--bad)}
.suffix{display:flex;align-items:center;gap:8px;flex-wrap:wrap}.suffix input{flex:1 1 180px;width:auto}
.radios{display:flex;flex-wrap:wrap;gap:10px}
.radios label{flex:1 1 230px;display:flex;align-items:center;gap:10px;min-height:48px;padding:0 14px;border:1px solid var(--inpb);border-radius:10px;cursor:pointer}
.radios label:has(input:checked){border-color:var(--brand);background:var(--brand-l)}
.radios input{accent-color:var(--brand);width:18px;height:18px}
.chk{display:flex;gap:10px;align-items:flex-start;font-size:14px}.chk input{margin-top:3px;accent-color:var(--brand);width:18px;height:18px}
.err{color:var(--bad);font-size:14px;min-height:20px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.prev{width:64px;height:64px;object-fit:contain;border:1px solid var(--line);border-radius:10px;background:#fff;display:none}
.mono{font-family:ui-monospace,Menlo,Consolas,monospace;padding:14px 16px;background:var(--inp);border-radius:10px;word-break:break-all;color:var(--brand)}
.note{background:#3A2A12;border:1px solid #7A5B1E;border-radius:10px;padding:12px 14px;font-size:14px}
.spin{width:34px;height:34px;border:4px solid var(--line);border-top-color:var(--brand);border-radius:50%;animation:r 1s linear infinite}
@keyframes r{to{transform:rotate(360deg)}}
.recap{background:var(--inp);border-radius:10px;padding:12px 14px;font-size:14px;display:flex;justify-content:space-between;gap:10px}
.recap b{color:var(--brand)}
@media (prefers-reduced-motion:reduce){.spin{animation-duration:3s}html{scroll-behavior:auto}}
@media (max-width:560px){.panel{padding:22px}nav.main{gap:12px}.logo img{width:46px;height:46px}}